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Installment Loan Learning Center

You have questions. We have simple, straightforward answers.

How Do Installment Loans Work?

Borrow up to $15,000. Based on your loan amount and pay cycle, repay your loan in installments over a period of 12 to 60 months.* Each payment will be automatically deducted from your bank account, so you’ll never have to worry about missing a payment.

 

What Do I Need to Apply?

  • Be at least 19 years of age
  • A bank account
  • A steady source of income
 

How long does it take to get approved and receive the funds?

You will receive a decision once your loan application is submitted. However, funding of the loan is contingent upon confirmation of your application information and signature on all loan agreements. We offer the following 3 ways to receive your funds.

  • Interac e-Transfer®: receive email to accept fund transfer within 2 hours
  • Direct Deposit: deposited to your bank account within 1-2 business days
  • In-store: same-day cash or Interac e-Transfer

Ready to apply?

Start the application today, get approved today.

More questions?

How much can I borrow with an Installment Loan?
Installment loan amounts range from $1,000 to $15,000.
How do I get the funds?
We offer the following 3 ways to receive your funds. Timeframes are based upon final review and approval of your loan application.
  • Interac e-Transfer®: receive email to accept fund transfer within 2 hours
  • Direct Deposit: deposited to your bank account within 1-2 business days
  • In-store: same-day cash or Interac e-Transfer
How long does it take to get approved?
You will receive a decision once your loan application is submitted. However, funding of the loan is contingent upon verification of your application information and signature on all loan agreements.
How do I check my loan application status?
When you submit your application, you will set up a username and password for your online account. You can login to your account to track your loan status, perform basic account maintenance, review your loan details, or even make additional payments. You will also receive emails updating you on the status of your loan application.
Why is it important for me to read and understand my loan agreement?
The loan agreement you read and sign prior to receiving your loan is a contract between you and the lender. The loan agreement fully outlines the terms and conditions of the loan. It is important that you read and understand the terms and conditions of the agreement. If you have any questions concerning the agreement, please contact customer service at Installmentonline@moneymart.ca or by calling 1-877-819-5857.
What if I have poor credit?
Your credit report is not the only variable we consider. We utilize risk assessment tools that verify the accuracy of information on your application and may review customer payment history on similar products.
If I am bankrupt, can I still get a loan?
We are able to consider customers who have been discharged for past bankruptcies.
Can I pay off the entire loan and if so, is there a penalty?
You can pay off your loan at any time with no penalties.

Installment loans, apply and get approved same day.