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Consumer Education

We’re telling all.

Payday Loan Rates Explained

When some people object to Payday Loans, it’s typically because of the cost of the fees. A payday loan is a short-term, unsecured loan for a set number of days. You should know and understand the fixed amount that you are paying for the loan. We charge a fixed amount per $100 borrowed. You will always find this information clearly posted in our store locations.

When you come to us for a short-term infusion of cash, there are no extra fees or hidden charges. Our customers know exactly where they stand!

Legal Disclaimer:
Information provided on the Consumer Education section of this website is believed to be accurate and reliable when placed on this site. Money Mart cannot guarantee it is accurate, complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. You should seek guidance from a certified financial advisor or credit counselor for specific advice that is applicable to your individual situation.

Payday Loan Estimator

3 Please note that this estimator is for educational/demonstration purposes only.
Use the tool below to estimate about how much a payday loan would cost you at a local Money Mart store.

To qualify for a payday loan, minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Customer Service Representative (CSR) for details and refer to official loan documents at a local Money Mart® store for detailed terms and conditions.

How much do you need?

Loan Amount




Total to Repay


Repayment Options

Loans can be repaid via pre-authorized debit, a customer’s personal cheque or via cash or debit in a branch.

Basic Loan Terms

The loan must be paid in full on or before the scheduled due date. Loan will be due on your next payday.