Please Wait...

We are sending your Change Account Password to the registered email address


It looks like you have an existing account.Please login and we can use some of your existing account information to make it easier to apply.

Forgot your User name?

Forgot your password?

Not yet a customer?

We have updated your account so that your username is now your full email address. Next time you log in, you will be prompted to enter the email address tied to your account.

Please enter your complete email address instead of your username to log in to your account.

Consumer Education

We’re telling all.

Choosing a Payday Loan Lender

New payday loan companies have popped up here, there and everywhere! How do you know who to trust and use? It may seem simple enough to select the first vendor that pops up in your web browser, but taking out a loan is serious business. This is why it's in the customer's best interest to do their homework before deciding to conduct business with a lender. Agreeing to loan terms that you don’t understand can do more harm than good. As you select your lender, it’s very important that you understand the basics of your loan. Knowledge is power! So, educating yourself is a first step in managing your debt.

What is a payday loan? It is essentially a short-term loan that is designed to provide additional cash flow between pay periods. It’s like advancing your pay date, which is why you might see or hear the term "cash advance". You simply borrow cash for a set period of time and pay the money back plus the applicable fees on your next pay date. You will find that the loan rates are generally higher because the loan is unsecured and the companies take an abundant amount of risk. Nonetheless, this product serves a great need for those who use it properly and find themselves in a cash crunch between paydays. It’s important to know that payday loans should be used for short term financial needs only, not as a long-term financial solution.

Here's a list of important things to research about a payday lender and their loans:

  • Ensure that your potential lender is a legitimate payday loan provider, with an appropriate provincial/state license.
  • Ask if the lender has privacy and confidentiality policies to protect your personal information.
  • Find out if your lender is registered with the Better Business Bureau and look into their business reputation.
  • Ensure that you understand the exact cost of your loan. Look for transparency with no hidden fees.
  • Find out how fast the company can get you funded to handle your financial emergency.
  • Make sure the lender has customer service support to assist with your questions and/or concerns.
  • Ensure that you meet all of the basic loan qualifications (as a borrower).
  • Is there a user-friendly application process?
  • Are you more comfortable visiting a branch location or prefer an on-line loan?
  • Are you in need of immediate cash, or do you want the money deposited into your account?

Money Mart® is also a proud national member of the Better Business Bureau and a founding member of the Canadian Payday Loan Association, and industry leading group fostering best business practices and consumer protection. Once you have considered this information, we hope that you will try us or use a reputable lender to fulfill your needs. Canadians have trusted us for over 25 with their everyday financial solutions.

Legal Disclaimer:
Information provided on the Consumer Education section of this website is believed to be accurate and reliable when placed on this site. Dollar Financial Group cannot guarantee it is accurate, complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard. You should seek guidance from a certified financial advisor or credit counselor for specific advice that is applicable to your individual situation.